Borrowers

• • Tenn Capital is a specialist short-term lender. We offer bridging finance that allows high-net-worth individuals to borrow significant capital quickly and draw down funds in as little as two weeks. You can use loan capital to buy property, solve liquidity challenges or pursue ambitious projects. We offer bridging loans of £1 million or more, secured against prime UK and international residential real estate. We can lend in almost any scenario. Our specialisation is providing finance in complex or unusual situations, so you can pursue ambitious plans or access capital to solve liquidity problems. There is no limit on how much we can lend, and we have flexible capital, which we can use intelligently to overcome obstacles, especially if you have high-quality assets and are a high-quality borrower.

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Tenn Capital’s mission is to make it easier for you to access high-value finance, even if you have a complex or sensitive background, or if you want to borrow using international property as security.

We work with UK and foreign nationals, expats, non-residents, sophisticated individuals with global revenue streams and international structures.

Tenn Capital can build you a financing solution regardless of your nationality, residency, personal situation, property location, or property holding structure.

Our credit team will consider all aspects of the deal – including the soft facts – to find the asset or the right terms to allow us to grant a loan.

We are committed to making quick decisions and releasing funds swiftly and cleanly to ensure that your transaction runs smoothly.

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• Yes. We do not believe that a bridging loan should take longer to deliver just because you want to borrow a significant amount of loan capital.
• We are property, credit and finance experts, which means we can move quickly even when we are lending a significant amount.

We are built to move quickly, regardless of circumstance. Complex bridging loans, large loans, and using international property as security does not hamper our ability to move at pace. The fastest loan we have written was a €10 million-plus international bridging loan, which we delivered to our client in 12 days. We make lending decisions quickly and can complete deals fast when we have what we need to do so.

Tenn lends upwards of £1 million. We are a multi-currency lender and offer loans in various currencies, depending on your plans and where you will use the loan.

We offer up to 75% LTV, depending on where the security is located.

We are comfortable writing large loans against a single asset, or we can offer loans secured against multiple residential properties allowing you to maximise what you can borrow. We can do this even if the properties are in different countries.

We always want to see a quality borrower or a fantastic asset. When we see both, a positive lending decision is much easier.

We do not have fixed lending criteria and we are open to considering any scenario – tell us what you need, what your situation and we will look at more than just the hard facts to be able to offer you a loan. Because of the way we look at our clients, we can consider situations where you have challenging circumstances or property, a sensitive background, if you have little liquidity and so on.

All that said, in any deal, we will look at the asset, your net worth, income, plans and proposed exit.

Yes. We are used to working with UK and international advisers to deliver loans to clients.

We will work alongside your team to structure or optimise the loan or to tailor it to meet any specific requirements you have.

Very quickly – when we have the details we need, we can make initial lending decisions in just one or two days.

We are a small team built to move fast, and we lend money we control.

We will give you absolute confidence in your ability to execute your plans as quickly as possible.

Yes. All of our team has UK and international structuring experience.

We know how to lend via structures and we understand what entities will be used, and how to make sense of the way you have been advised to structure your property holdings, wealth, income and assets. Because we are structuring experts, we can offer bridging loans involving any kind of structure very quickly.